The 15 Best U.S Cities to Retire in 2022

10. Lakeland, Florida

Population: 686,218
Share of population age 60-plus: 26 percent
Median monthly mortgage cost: $1,251
Median monthly rent: $978

Lakeland is named such due to the presence of thirty-eight named lakes in the area. In fact, for retirees who wish for waterfront property but don’t want to leave on the beach will find the perfect opportunity in Lakeland. The median home price for seniors in this area is $120,900. Both Orlando and Tampa are within an hour’s drive from Lakeland. The lakes here have beautiful swans who live there; they are the descendants of two royal swans donated to the city by Queen Elizabeth.